091-2230-8145     |      dataprojectng@gmail.com

THE IMPACT OF EFFECTIVE CREDIT MANAGEMENT ON THE PROFITABILITY

  • Project Research
  • 1-5 Chapters
  • Abstract : Available
  • Table of Content: Available
  • Reference Style: APA
  • Recommended for : Student Researchers
  • NGN 3000

Abstract

The study was tailored towards the management of bad debts, the causes of such bad debt and of the First Bank Nigeria Plc. The bad debts of the banks under study are seen to be averagely not to high. In the literature review, in-depth of the concept of bad management were observed. The contributions of the Central Bank of Nigeria towards the efficient and effective running of the credit activities by First Banks with the provision of prudent guidelines to follow so as to have a good debt management was also reviewed. An analysis either a given application for loan or advance, it qualified for further evaluating.It was discovered that deliberate actors of the customers, convince the bank employees and the unnecessary interference of government on behalf of well connected customers are some issue that stir up bad debts in banks. It also to accept the view that First Bank Nigeria Plc in the country make profit on paper without the required financial prudence in the management of it’s loan portfolio. Nevertheless, if First Banks are to caution apply the control as seen in the study, there is no doubt that loans resulting bad debts will be greatly reduced if not eliminated.




FIND OTHER RELATED TOPICS


Related Project Materials

THE IMPACT OF PHONE-IN PROGRAMMES

EXCERPT FROM THE STUDY

Mass media is a channel, medium, utility, device, or instrument used in the mass communication pr...

Read more
HEALTH INDICES AND ECONOMIC GROWTH OF NIGERIA FROM 1990-2020

Background to the study

The effect of health on worker‘s productivity suggests a relationship bet...

Read more
A STUDY OF ADVERTISEMENT EXPOSURE AND BRAND LOYALTY OF MAGGI SEASONING IN METROPOLITAN LAGOS, NIGERIA

ABSTRACT

This study examined the relationship between advertisement exposure and brand loyalty of Maggi seasoning in metropolitan Lagos....

Read more
THE IMPACT OF RURAL INDUSTRIALIZATION ON DEVELOPMENT IN NIGERIA

ABSTRACT

This study seeks to evaluate the impact of rural industrialization on development in Nigeria u...

Read more
RELEVANCE OF NEWSPAPER IN ENHANCING READING ABILITY AMONG STUDENTS

Background to the Study

The first newspaper to be published was a daily news-sheet called actadium...

Read more
THE ROLE OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY

ABSTRACT

Role of financial institution is not just for more development, but also grow the economy of Nigeria. This is b...

Read more
THEROLEOFTHEWORLDTRADEORGANISATIONINRESOLVINGTRADEDISPUTESUNDERINTERNATIONALLAW

ABSTRACT

In 1995,the WorldTrade Organisation (WTO)wasestablishedas the only internationalOrganisationdealingwith theglob...

Read more
THE EFFECT OF PRIVATE LESSON ON ACADEMIC PERFORMANCE OF STUDENT IN J.S.S CLASS

Statement Of The Problem

Against the background of the proliferating growth of private lesson centres a...

Read more
PRE-COLONIAL RELATIONS AMONG THE YORUBA

ABSTRACT

The Yorubas are composed of several clans of which the chief are the Oyos, the Egbas, the Ifes and the Ijebus,...

Read more
ATTITUDE OF STUDENTS TOWARDS THE LEARNING OF SOCIAL STUDIES IN JUNIOR SECONDARY SCHOOLS.

BACKGROUND OF STUDY

Man’s capacity to learn, to organize learning, to communicate this learning a...

Read more
Share this page with your friends




whatsapp